Market Value (Advertised Price)
Offer accepted (Typical 5% discount)
Post survey negotiation
Estate agent fee (£92500 @ 2% + VAT)
Solicitor fee (£1000 + VAT E1200)
Mortgage payments (£75k repayment @ 5% PA)
Utility bills and council tax (£375 X 9 months)
Property clearance (Skip & Cleaning @ £750)